Different Kinds Of Variable Annuity Connecticut

Variable annuity Connecticut are one of the most favored investment vehicles for risk adverse owners looking to park their principal in return of a fixed pre-determined flow of income. There are 2 main kinds of variable annuities in the market – deferred and immediate. Both of them have their own positives and negatives, as explained below:

1. In case of an immediate Variable annuity Connecticut, the investor invests the total amount upfront and starts receiving the benefits within a very short span of time (usually 2-3 months). Whereas in case of a deferred annuity, is of 2 kinds: the single-premium deferred annuity and the periodic-payment deferred annuity. In case of the single premium, a lump sum payment is made but the benefits take a longer period to show. A periodic payment annuity involves periodic payments for the investment amount.

Variable Annuity Connecticut

Variable Annuity Connecticut

2. Life annuity Connecticut plans also have death benefits which can be paid lump sum or in form of periodic payments.

3. The time frame within which money cannot be withdrawn lest you pay a penalty is called the surrender time.

Variable annuity Connecticut also differs in terms of the surrender time associated with them.
These are some of the fine points of differentiation between different variable life annuity Connecticut schemes.

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